Connecticut Catastrophic Injury Attorneys
Catastrophic Injury Lawyer in Connecticut
Some injuries change everything, permanently. Moore, O’Brien & Foti helps victims and families secure compensation that actually reflects a lifetime of care, not just today's medical bills.
Catastrophic Injury Lawyers in Connecticut
Catastrophic injuries are life-changing events that often result in permanent disability, long-term medical care, and significant financial burdens. These injuries — which can include traumatic brain injuries, spinal cord injuries, severe burns, and amputations — affect not just the victim but their entire family. Our attorneys have extensive experience handling catastrophic injury cases in Connecticut and are dedicated to helping victims secure the compensation they need to cover their long-term needs.
These cases often involve significant damages because of the severe, permanent impact on the victim's life. They can arise from motor vehicle accidents, workplace accidents, medical malpractice, defective products, and many other kinds of incidents. Proving a catastrophic injury claim requires a thorough understanding of both the legal and medical sides of the case. Our legal team works with medical experts, life care planners, and economists to build a comprehensive case that accounts for every current and future expense.
The financial and emotional toll of a catastrophic injury can be overwhelming. We're committed to compassionate and aggressive representation to ensure you receive full compensation — not just medical expenses and lost wages, but pain and suffering, loss of quality of life, and future care needs. Our goal is to help you and your family secure the resources you need to move forward.
A Rule That Can Significantly Affect a Large Verdict
After a Verdict
The Collateral Source Rule
Under CGS § 52-225a, once a jury awards economic damages, the court reduces that portion by amounts already paid by health insurance, disability insurance, or similar sources — minus any premiums you personally paid for that coverage.
A Major Exception
Subrogation Changes Everything
The Connecticut Supreme Court has held that if the insurer that paid your bills has a right of subrogation (the ability to seek reimbursement from your recovery), there's no collateral source reduction at all — a distinction that can matter enormously in a high-value case.
Why It Matters Most Here
Catastrophic Cases Have the Highest Stakes
Because catastrophic injuries typically involve the largest medical bills and the most insurance involvement, this rule's application has an outsized effect on what a family actually keeps — making experienced post-verdict advocacy just as important as the trial itself.
Contact Our Connecticut Catastrophic Injury Lawyers
Call (203) 586-0022 or contact us online to schedule a free initial consultation. Moore, O’Brien & Foti is based in Middlebury and represents clients throughout Connecticut on a contingency basis.
Common Questions About Catastrophic Injury Claims
If I win $2 million at trial, do I actually receive $2 million?
Not always. Connecticut's collateral source rule can reduce the economic damages portion of a verdict by amounts your health insurance already paid — unless your insurer has a right of subrogation, in which case no reduction applies at all. This makes the post-verdict phase of a case genuinely important, not just a formality.
What counts as a catastrophic injury?
Injuries causing permanent disability or lifelong care needs — traumatic brain injuries, spinal cord injuries, severe burns, and amputations are among the most common examples.
How do you calculate the value of a lifetime of future care?
We work with life care planners and economists who project future medical costs, therapy, equipment, and lost earning capacity over your expected life span, rather than relying only on bills already incurred.
What if my employer-sponsored health plan paid for my treatment?
Many employer-sponsored plans have subrogation rights, which under Connecticut Supreme Court precedent means no collateral source reduction applies to that portion of your award. Whether your specific plan has this right is a key factual question your attorney should investigate.